Background Screenings Protect Your Business

Let’s say you own a small business such as a pizzeria, flower shop, pool service company or any other organization in which your employees visit your customers. Imagine… Scenario 1: Your employee just hit another car while making a delivery. The police report finds he was under the influence. The result? No delivery, wasted prep…

Why Families with Children Need Wills & Estate Planning

If youʼre a parent with minor children, estate planning is, or should be, a very important issue for you. Most parents donʼt like to think about what would happen to their children if they’re not able to take care of them and many think that itʼll never be an issue. A common concern among parents…

Why Managers Don’t Manage Pay

New managers, when hired, are given the proverbial “Keys to the Kingdom” – your company. From hiring, to promotions, to salary reviews and equity adjustments, they’re make decisions that directly impact your labor costs, thus granting them access to your finances. However, most of these managers turn out to be, at best, well-intentioned amateurs when…

The Need for Disability Planning

Most insurance professionals don’t discuss disability insurance with their clients, and most clients grossly underestimate the need for it. However, we’re entering a period when the need for disability planning will convince savvy business owners to explore their options. Around half of home foreclosures are due to disability. A 35-year-old, white-collar male who suffers a…

Leveling the Playing Field Still Manages to Leave it Tilted

Insurance Agent Insurance premiums have always been established by accountants using statistical data accumulated over many years. Primary ingredients in the mix are: age, gender, interest earning assumptions, risk to be assumed, length of time the insurer stays at risk and a few others. However, recently in the EU, the European Court of Justice ruled…

Government Agencies Stepping Up Enforcement Tactics

At a recent NE Florida SBRN monthly meeting, I joined SBRN experts Mark Addington and Lucy Markert to discuss the current HR legal and regulatory environment surrounding small business. These skilled specialists discussed how agencies such as Immigration and Customs Enforcement (ICE), the Equal Employment Opportunity Commission (EEOC), the Wage and Hour Division of the…